Artikel diperbarui pada 30 July 2023.

<Adira’s used motorcycle loans have become an option for some people. Without having to have a large amount of cash, you can now own a two-wheeled motorized vehicle to facilitate activities outside the home. The following is a guide on how to credit a used motorcycle at Adira and the procedure for applying for financing.

Adira is one of the leading financing companies in Indonesia that offers a wide range of financial services, including used motorcycle financing. This article will provide guidance on how to get a used motorcycle loan at Adira, from submitting an application to arranging a financing agreement.

It will also cover how to set up monthly payments, insurance, and other useful tips. With this guide, you can make the process of getting a used motorcycle loan at Adira easier without having to disrupt your cash flow.

Daftar Isi

How to Credit Used Motorcycle at Adira

Adira Finance is one of the leading financial institutions in Indonesia that offers various financial solutions to fulfill your various financial needs. One of the services offered is used motorcycle loans.

Here is a guide on how to get a used motorcycle loan at Adira:

Visit the nearest Adira branch.
Convey your desire to take a used motorcycle loan to an Adira employee.
Convey information about the type of motorcycle you want to buy and the amount of installments you want.
Adira’s representative will collect your data and verify the information you provide.
You will be asked to fill out a credit application form and attach supporting documents such as KTP, scanned proof of income, and others.
After completion, Adira will process your credit application.
Once approved, you will get a credit confirmation and can immediately pick up the motorcycle you have purchased.

Why Credit Used Motorcycle at Adira?

Adira Finance provides benefits for those of you who want to buy a used motorcycle. Here are 6 benefits of a used motorcycle loan at Adira Finance:

Quick processing:You can complete the used motorcycle loan application process in just 3 days.
Low interest rate: Adira Finance offers a low interest rate for used motorcycle loans.
Low administration fee: You will only be charged an administration fee of Rp. 500,000 only.
Flexible tenor: Adira Finance offers a used motorcycle loan tenor of 24 – 84 months.
Extension of credit period:You can extend your credit period up to 12 months without any additional charges.
Interesting promos: Adira Finance often offers interesting promos for those of you who want to apply for used motorcycle loans.

Tips for Successful Used Motorcycle Financing Application at Adira

In order for your used motorcycle financing application to be approved by Adira Finance, there are several things you should pay attention to. Here are the tips:

Have complete documents required by Adira for the used motorcycle loan application process. Also, make sure the validity of the documents you submit.
Have enough income to fulfill your installment payment obligations. Usually, the amount of your used motorcycle installments should not be greater than 30% of your total income.
Have good financial credentials, such as a good credit record and good payment history.
Have a payment plan that you can make safely and in accordance with Adira’s regulations.

The Procedure of Used Motorcycle Loan at Adira

The procedure of Used Motorcycle Loan at Adira is as follows:

- First, prospective debtors must fulfill the applicable terms and conditions.
- Secondly, prospective debtors must include the required documents such as KTP, NPWP, and work certificate.
- Third, prospective debtors must submit an application for used motorcycle loans to Adira.

Fourth, Adira will send the application to the debtor’s bank.

- Fourth, Adira will conduct a credit assessment process and verify the documents.

Fourth, Adira will conduct a credit assessment process.

Fifth, Adira will send the credit assessment results to the prospective debtor.
Sixth, the prospective debtor must approve the credit assessment results and sign the credit agreement.
Seventh, Adira will send the credit assessment results to the prospective debtor.
Seventh, Adira will send used motorcycle loan financing to prospective debtors.
Lastly, prospective debtors must pay off the installments every month according to the predetermined schedule.

Conclusion

Used motorcycle loans at Adira are one way to buy a used motorcycle. Adira offers a wide selection of products and services that can help you buy a used motorcycle easily and safely.

By using credit services at Adira, you can pay for your used motorcycle in easy and competitive installments. This is an effective way to buy a used motorcycle at a lower cost.