Artikel diperbarui pada 31 July 2023.
One of the digital credits julo is part of the online loan services in this day and age. Of course, similar applications have also sprung up with various attractive offers.
It is important to find complete information about loan services before using them. This is so that you feel comfortable and safe so that you don’t inconvenience yourself by joining the wrong place.
If you are interested in using julo digital credit then here are some interesting things offered. This information can be taken into consideration whether to use this application or not, considering that each customer has different needs.
Through Julo Digital Credit, you can adjust the installment time
One of the problems often experienced by users of loan services is difficulty paying installments due to several factors. This cannot be allowed because it affects BI checking and comfort when using the service.
One of the causes that is often felt is that the due date of the installment is far from the borrower’s payday. So usually you have to pay installments when your finances are tight.
Through the julo digital credit application, you will not experience these conditions because you can avoid late payments and additional fines. Because you are free to set when the installment is due.
The facilities that have been provided make it easy for you to adjust the installment date on the payday so that you can manage how much money for installments and daily needs. So you will not pay installments on the old date and can pay according to the due date.
Because some applications set the installment time in the middle of the month or the end of the month which is different from the salary payment time. This makes the salary received has been used up to meet daily needs so that it cannot pay installments.
Julo’s more flexible repayment tenor
One of the scary things when someone wants to use digital credit is the repayment tenor. Because some services provide short tenors and are not flexible.
So when using a high credit limit does not provide benefits and even becomes a weapon. Until now, there are still many applications that offer payment tenors of 1 to 2 months, which is suffocating customers.
But there is no need to worry if you use the julo digital credit application because it offers a flexible tenor that is even quite long because it reaches 9 months.
Even customers can pay installments up to the credit limit so that large payments can be avoided. So the payment scheme arrangement offered by the julo digital credit application is more effective.
So this loan is suitable for you who want to utilize it for productive purposes. When opening a business, the profits obtained are not in a short time so that a long tenor does not make it difficult for you to pay installments.
Interests Offered by Julo Start from 0.1% Per Day
Another interesting thing that can be found in julo digital credit lies in the interest. The interest offered by loan services is one of the things you should pay attention to before using them.
Do not let you use a loan service that offers high interest rates that make it difficult to pay installments. However, this app offers affordable interest rates ranging from 0.1% per day to 3% per month of the total loan.
This is in line with the purpose of this application, which is to make it easier for people to access this credit. Even the use of a transparent system makes the interest and fees set clear.
So customers know what costs they have to incur later. But make sure that when using it, you have read all the conditions set out where it must be obeyed.
Flexible Julo Digital Credit Limit
The repayment tenor and credit limit offered by this application are no less flexible. Moreover, some credit applications offer loans in the form of cash but once liquid where this makes it difficult for customers who want to pay bills.
However, this application offers features that can help customers pay bills separately. So you can make withdrawals, send funds, pay BPJS, fill digital wallets to pay electricity bills and postpaid cards.
With just one application you can make payments online without having to move. So this application can fulfill all financial transaction needs quickly and easily only through a smartphone.
Even through this application you can control expenses well so that they are not used for things that are not important. This usually happens due to the thought that there is still a lot of money in the account, coupled with the practical allocation of funds.
Don’t forget to also pay attention to the requirements needed when you want to apply for a loan in this service. You can assess whether julo digital credit provides easy requirements so that the faster the process of disbursing funds and using as needed.
